You can apply for a Bondora loan online any day and at any time. To get started, go to our website and follow the provided steps.
1. Verify your identity and answer few questions
Enter your email, verify your identity using Smart-ID and complete the questionnaire.
2. Submit your bank statement
Connect through your selected online banking and bank statements will be submitted automatically. This is used solely to assess your creditworthiness and verify your bank account number. We take your data security seriously, and all information is handled securely.
Please note that submitting your bank statement does not oblige you to accept the loan offer.
3. Receive your loan offer
Typically it takes a few minutes. If your application is approved, we will show you our best loan offer with the full amount that will be transferred to your bank account.
At this stage, you can download and carefully review all relevant documents, such as the loan contract, Standard European Consumer Credit Information, payment schedule, and pre-contractual information sheet.
You will also be able to read and download the documents again in the next step by clicking "Sign".
4. Sign the contract and receive the funds
Read the agreement documents and sign the loan agreement with Smart-ID or Mobile-ID. A copy of the signed documents will be sent to your email address.
After you sign the loan agreement, the loan amount will be transferred to your bank account within the same day.
According to Lithuanian Consumer Credit Law, if you try to sign the agreement after 10:00 PM (evening), signing and fund release may not be possible. No worries - simply return to your account and sign after 7:00 AM, and the funds will be released without any issues.
Important: The loan offer is valid for 7 days. If you do not sign the agreement within this period, you will need to submit a new application.