You can apply for a Bondora loan online any day, at any time. It takes about five minutes to complete the application. If your application is successful, you'll receive an offer.
To get started, go to www.bondora.lt and follow these steps:
1. Verify your identity and answer few questions
Enter your email, verify your identity using Smart-ID and complete the questionnaire.
2. Submit your bank statement
Connect through your selected online banking and bank statements will be submitted automatically. This is used solely to assess your creditworthiness and verify your bank account number. We take your data security seriously, and all information is handled securely.
Please note that submitting your bank statement does not oblige you to accept the loan offer.
3. Receive your loan offer
Typically, it takes only a few minutes to review your application. If approved, you’ll see our best loan offer, including the full amount that will be transferred to your bank account.
At this stage, you can download and review all relevant documents, including the loan contract, Standard European Consumer Credit Information, payment schedule, and pre-contractual information sheet. You can also access these documents again in the next step by clicking “Sign.”
4. Sign the contract and receive the funds
Review the agreement documents, then sign the loan agreement using Smart-ID or Mobile-ID. A copy of the signed documents will be sent to your email address, and the loan amount will be transferred to your bank account the same day.
According to Lithuanian Consumer Credit Law, if you try to sign the agreement after 10:00 PM (evening), signing and fund release may not be possible. No worries - simply return to your account and sign after 7:00 AM, and the funds will be released without any issues.
Important: The loan offer is valid for 7 days. If you do not sign the agreement within this period, you will need to submit a new application.